Philadelphia Underinsured Car Accident Lawyers
Car accidents can be a terrifying and painful ordeal, especially if you or someone you loved was seriously injured or killed. Apart from the shock, physical pain, and psychological trauma sustained from being in a car accident that was not your fault, you may learn that the other driver has no insurance or does not have adequate insurance to cover your costs. Although forty-seven states require motorists to have at least liability insurance, the recession and downturn in the economy has triggered a dramatic increase in the number of uninsured and underinsured drivers sharing the road with you.
If you were involved in a car crash that was the fault of another driver, the other driver’s insurance company should cover your financial losses and compensate you for the property damage done to your vehicle. If that driver is uninsured or underinsured, you may be left to cover your costs out of your own pocket. Many people, however, have uninsured/underinsured motorist coverage along with their own third party liability policy. With this coverage, your own insurance company will cover you in the event that the at-fault driver does not, or will cover what the underinsured driver’s policy does not cover. Unfortunately, some insurance companies may aggressively try to deny covering your costs, or offer you money far below your policy limit, even though insurance is intended to protect you. People have actually sued their own insurance companies to get uninsured/underinsured motorist settlements that were owed to them.
Auto insurance policies can be very confusing and hard to understand. In order to obtain the compensation and coverage you are owed by either, the at-fault driver, his insurance company, or your insurance company, you may consider consulting an experienced uninsured/underinsured motorist car accident attorney. The experienced Philadelphia car accident lawyers of Reiff & Bily have a deep knowledge and understanding of Pennsylvania insurance laws and car accident laws, and have over thirty years of experience litigating claims of uninsured or underinsured car accidents. Our skilled motor vehicle accident lawyers have seen too many insurance companies put their profits above their duty to treat you fairly, and we will fight to get you ample compensation so you won’t have to worry about medical expenses, rehabilitation costs, lost wages from missing days of work, pain and suffering, and mental anguish. After a devastating car accident, you have enough to worry about, without fighting with your own insurance company, so we will help to make this process as easy on you as possible. Contact us right away if you or someone you love has been involved in a car accident with an uninsured or underinsured motorist for a free, no-obligation consultation.
